1) Purchase through Loyvora
Users select a service and complete payment in a secure checkout flow.
Product Workflow
From purchase to accrual and redemption — fully automated.
2) Transaction Validation
The platform validates successful payment events and applies reward rules.
3) Points Accrual
Base or boosted cashback is applied according to category and user tier.
4) Redemption Access
Points become available for redemption after the configured holding period.
Anti-Fraud and Risk Controls
- Accrual limits per account/card/month
- Transaction deduplication
- Automatic reversal on refund/chargeback
- Manual review for suspicious cases
- Per-merchant and per-country rules
- Audit-ready event history